Biometric
eKYC for fintech

Onboarding trusted by both your client and risk team.

Verify the document, face and liveness in one flow: an honest user registers quickly, while a suspicious application never reaches the product.

500 checks a month free— no card
Verification · fintech_onboardingPASS
Document photo
Client selfie
97%match with document
Liveness confirmed99.96%
Face matches document97%
Blacklist / duplicatesnot found
Fraud checkspassed
Registration completeAll checks passed ? continue safely
Deepfake — liveness not confirmed, sign-up rejected
A familiar pain

Fast onboarding must not become an open door to fraud.

As you remove extra steps from registration, applications with stolen documents, synthetic identities and deepfakes enter the same flow. They chase bonuses, credit and access to clients? money.

Strengthen the check and you lose conversion. Loosen it and you let fraud in. Biometric verification means you do not have to choose between those risks.

Incoming sign-upsreal time
Application #90418Leaked passport · someone else's data
FRAUD
Application #90419Synthetic identity
FAKE
Application #90420Deepfake to camera
DEEPFAKE
Client
Application #90421Real client
LIVE
Everything lands in the same onboarding flow at once ? how do you tell it apart?
Three outcomes

Verification works for the customer journey, not against it.

01

Users complete verification in a familiar interface

The system reads the document, verifies the selfie and compares faces in one customer flow ? without extra jumps between services.

Document ? selfie ? Face2FaceVerification from a smartphone
ПАСПОРТ · ID
SurnameMORGAN
NameALEX
НомерAN 1234567
P<KAZMORGAN<<ALEX<<<<<<<<<<<<AN12345677KAZ9406129M300101890
Hold steady
Done
DocumentSelfieDone
02

Fakes and suspicious attempts become visible

Liveness, face matching and anti-fraud signals help filter out another person?s document, masks, video and repeat registrations.

Liveness rejects photos, video, masks and deepfakesA stranger's face won't match the document
Passport photopassport
deepfake
Liveness not confirmed · 41% match
03

The risk team sees the result; the product receives a decision

Build the checks you need in Flow, manage thresholds and get the session status in the dashboard and via API.

Verdict via API and dashboard
Identity and document
Liveness ? 99.96%
Face match ? 97%
Fraud checks
One request ? one verdict
Anti-fraud

Liveness sees deepfakes. Device Intelligence sees everything else.

Liveness checks what is in front of the camera. Device Intelligence checks where and from which device the request came. Both work in one request.

01
Deepfakes and face-swap masks. Liveness detects AI-generated faces, face-swap masks and software video-stream substitution.
02
Video injection through virtual cameras. Attempts to use prerecorded video through emulators or virtual webcams are blocked.
03
Several faces from one device. Device Intelligence catches attempts to pass another person?s verification and registers multiple faces from one device.
04
Repeat registration attempts. Suspicious session patterns and repeated attempts from one device are captured before the verdict.
Passive liveness

Liveness the client never notices

Active prompts ? ?turn your head, blink, move closer? ? drop conversion exactly where fintech fights for every user. Passive liveness confirms a live person from one selfie, in a second.

Protection from photos, video, masks and deepfakes is handled by the system. For the client, one selfie is all it takes.

Turn your head ? not neededBlink ? not neededMove closer ? not neededOne selfie ? enough
Liveness check ? thresholdPassed
Client
Turn your headnot needed
Blinknot needed
Move closernot needed
Live personOne selfie ? 92% liveness score
KYC + AML in one flow

Compliance with no separate integration

One request completes identity verification and sanctions screening. The client is checked against international lists (OFAC, HMT, UN) and PEP databases. Ongoing monitoring rechecks the database when lists update and notifies about new matches.

You do not need to connect a separate AML service.

OFAC · HMT · UNPEP ? public figuresOngoing monitoring of updates
AML screeningbackend
Sanctions ? OFAC / EU / UK / Canada
PEP ? watchlists
National lists
No matches
Reusable KYC

Verified once ? log in by face across all ecosystem products

The customer verifies in the neobank. In the wallet, investments or credit product they log in by face ? every next ecosystem product without another verification. Biometric vectors are stored without photos: less sensitive data and a smaller attack surface.

Vectors, not photos

Verified onceIdentity confirmed · face login active
NeobankKYC done
Walletface login
Investmentsface login
Credit productface login
How it works

Four steps from verification scenario to decision

01

Create a Flow

Choose technologies and the order of checks for onboarding, access recovery or a sensitive operation.

ПАСПОРТ · ID
SurnameMORGAN
NameALEX
НомерAN 1234567
P<KAZMORGAN<<ALEX<<<<<<<<<<<<AN12345677KAZ9406129M300101890
Hold steady
Done
02

Build the scenario

Add liveness, document, Face2Face and the required checks. Adapt the scenario to the product risk policy.

ПАСПОРТ · ID
SurnameMORGAN
NameALEX
НомерAN 1234567
P<KAZMORGAN<<ALEX<<<<<<<<<<<<AN12345677KAZ9406129M300101890
SurnameDate of birthDocument typeNumber
03

Start a session

Use the created Flow API key in the app or backend. The customer verifies in your interface.

Document photo
Selfie
99%
04

Get the verdict

The verification status returns to the product, while session details remain available in the dashboard.

Document is genuine
Liveness · passive
Face matches · 99%
Approve
Integration

Fits into your current onboarding

REST API, Mobile SDK and web widget let you keep the familiar interface and add biometric verification at the required point in the journey.

verify.js
const result = await biometric.verify({
checks: ['document', 'liveness', 'face_match', 'aml'],
scenario: 'fintech_onboarding'
});
if (result.verified) {
return { status: 'approved', clientId: result.userId };
}
Trust

Fintech companies choose Biometric.Vision

ISO/IEC 27001:2022 ? Certificate No. 760281ISO/IEC 30107-3:2023 ? Presentation Attack DetectionGDPR ? Certificate of conformity
Questions

Questions and answers

The system confirms that a live person is in front of the camera from one selfie ? without asking them to turn their head or blink. Protection from deepfakes, photos, video and masks runs in the background.

500 checks a month free

Grow on conversion, not on fraud

Create an account, build your first Flow and connect it to a test journey ? no card.