Biometric
eKYC for pawnshops

Issue loans in 30 seconds — the client is confirmed by face

Passive biometrics confirm the client from a single selfie — at the counter or in the app, both when issuing the loan and at redemption. A real client gets cash in seconds, while a fraudster with someone else's passport or a deepfake doesn't get through.

500 checks a month free— no card
Verification · pawnshop_onboardingPASS
Document photo
Client selfie
99%face-to-document match
Document readpassport · KZ
Liveness confirmedpassive · 1 selfie
Face matches document99%
AML screeningclear
Issue loanAll checks passed · 1.4 s
Deepfake — liveness not confirmed, loan issuance rejected
A familiar pain

Sound familiar?

You issue collateral loans fast — and it's not only clients walking through that door. Fraudsters bring in someone else's goods: they pawn stolen items on leaked and forged passports, front people show up, and the same crook comes back again and again under different names.

Check longer and you lose the live queue, and the client walks to the pawnshop across the street. Loosen it and you take in stolen goods and answer to the police and the owner. A pawnshop lives exactly on that edge.

Loan applicationsreal time
Application #90418Forged passport · someone else's data
FRAUD
Application #90419Front person · pawning stolen goods
FRONT
Application #90420Deepfake to camera
DEEPFAKE
Client
Application #90421Real client
LIVE
It all floods the same application queue at once — how do you tell them apart?
Three outcomes

What you get

01

Frictionless loan issuance

Passive liveness from a single selfie. The client takes out a loan at the counter or in the app and doesn't abandon on a 'turn your head' prompt.

One selfie, no action from the clientA loan issued in seconds — at the counter or in the app
ПАСПОРТ · ID
SurnameMORGAN
NameALEX
НомерAN 1234567
P<KAZMORGAN<<ALEX<<<<<<<<<<<<AN12345677KAZ9406129M300101890
Hold steady
Done
DocumentSelfieDone
02

Front people and fakes don't pass

Stolen passports, front people and deepfakes are cut off — no one pawns stolen goods on someone else's document, with no manual review.

Liveness rejects photos, video, masks and deepfakesA stranger's face won't match the document
Passport photopassport
deepfake
Liveness not confirmed · 41% match
03

Loans and redemption by face

Identity, liveness, document and AML — in one request. A returning client redeems the collateral by face, with no re-entering the passport.

One integration instead of several servicesA verdict via API and in the dashboard
Identity and document
Liveness · passive
Face match · 99%
AML screening
One request · one verdict
Accuracy = trust

Accuracy you can't fool

Our face matching errs 28 times per 10 million comparisons — it almost never confuses two people. A stranger cannot pass as your client, and a real user gets through with no false rejections.

37 / 570+
in the world in the NIST FRVT ranking
28 / 10M
errors per 10 million comparisons
№1
in Central Asia for face matching
Passive liveness

Liveness the client never notices

Active prompts — 'turn your head, blink, move closer' — annoy users and drop conversion exactly where you fight for every one. Our passive biometrics confirm a live person in front of the camera from a single selfie — in a second, with no action from the client.

Protection against photos, video, masks and deepfakes is certified to ISO 30107-3 Level 2. The rigor is on the system's side, the simplicity on the client's.

PhotosVideoMasksDeepfakes
Passive check1 selfie
Client
Turn your headnot needed
Blinknot needed
Move closernot needed
Live personConfirmed from one selfie · 1.4 s
KYC + AML in one flow

Compliance with no separate integration

One request covers both the identity check and sanctions screening. The client is checked against international lists (OFAC, HMT, UN) and PEP databases, and ongoing monitoring re-checks the base as lists update and alerts you to new matches.

Due-diligence identification that meets the regulator's requirements. No separate AML service to integrate.

OFAC · HMT · UNPEPOngoing monitoring
AML screeningin the same request
Sanctions lists · OFAC / HMT / UN
PEP · public figures
Ongoing monitoring of updates
AML — clear
Reusable KYC

Verify once — log in by face across all your services

A client verified once doesn't repeat it in your other services: login is confirmed by face. Less friction at every next step, higher retention inside the ecosystem.

We store biometric vectors, not photos of clients — less sensitive data to protect and a smaller attack surface.

Verified onceIdentity confirmed · face login active
LoanKYC done
Appraisalface login
Redemptionface login
Extensionface login
How it works

Four steps

01

Capture the document

The client photographs the document — the system guides them to nail it first time.

ПАСПОРТ · ID
SurnameMORGAN
NameALEX
НомерAN 1234567
P<KAZMORGAN<<ALEX<<<<<<<<<<<<AN12345677KAZ9406129M300101890
Hold steady
Done
02

Recognition

Data is read automatically; the document type is detected on its own.

ПАСПОРТ · ID
SurnameMORGAN
NameALEX
НомерAN 1234567
P<KAZMORGAN<<ALEX<<<<<<<<<<<<AN12345677KAZ9406129M300101890
SurnameDate of birthDocument typeNumber
03

One selfie

A live person, face match and AML screening — all confirmed from a single selfie.

Document photo
Selfie
99%
04

Verdict

You get a verdict via API and in the dashboard: approve, reject or send for review.

Document is genuine
Liveness · passive
Face matches · 99%
Check passed
Integration

Live in a day

REST API, Mobile SDK and a web widget — the check slots into your flow without reworking the UI. A developer integrates in a few hours, or delegates it to an AI agent (Cursor, Claude Code).

verify.js
const result = await biometric.verify({
checks: ['document', 'liveness', 'face_match', 'aml'],
scenario: 'pawnshop_onboarding'
});
if (result.verified) {
return { status: 'approved', clientId: result.userId };
}
Trust

Pawnshops choose Biometric.Vision

ISO 27001 No. 760281Passive liveness ISO 30107-3 Level 2#1 in Central Asia
Questions

Questions and answers

The system confirms a live person in front of the camera from a single selfie — with no request to turn your head or blink. Protection is certified to ISO 30107-3 Level 2.

500 checks a month free

Lend to clients, not against stolen documents

Create an account and get API access in 60 seconds. Test it on your own loan-issuance flow — no card.